• nr. 12 - June 2017

    It was the best of times, it was the worst of times. For over twelve years Michel Vermaerke stood at the helm of Febelfin as its CEO. In often stormy circumstances, he led the bank federation through the worst financial crisis since the thirties. Today, the world is in (relatively) smoother waters and Michel Vermaerke is heading for a new challenge, however not without looking back on over a decade at “his” Febelfin. “Banks play an essential role in society.”

  • nr. 12 - June 2017

    The rapid rise of digitalisation confronts the financial sector with a new reality. Today, consumers expect financial services to provide instant gratification and 24/7 availability, regardless of bank office opening hours. 

  • nr. 12 - June 2017

    Over 1 in 5 Belgian households do not know how to use online banking services. Almost one quarter of our households cannot use a debit or credit card online. Especially the elderly are less digitally aware. More than 35% of over-55s lacks the digital skills for internet banking.

  • nr. 11 - March 2017

    As a result of the European Central Bank’s (ECB) policy, we find ourselves in an unprecedented long period of low interest rates. What has been the impact on our economy? Which kind of risks are involved? Can this situation continue for much longer? These are the questions, together with many others, we have asked to four experts: Edward Roosens, Chief Economist and Executive Manager for the Federation of Enterprises in Belgium (FEB), Koen De Loose, Partner at KPMG Advisory, Leonardo Iania, Associate Professor at the UCLouvain and Geert Gielens, Chief Economist of Belfius.

  • nr. 11 - March 2017

    Brexit is not just a distant reality. There is a lot at stake, especially for Belgium. Due to the close trade relationship between our country and the UK, the Belgian economy and the Belgian citizens are much more vulnerable to the consequences of Brexit than their counterparts in many other European countries.

  • nr. 11 - March 2017

    Last year, a narrow majority of the British people voted in favour of leaving the European Union. British Prime Minister Theresa May announced that her country will withdraw from the European single market, and this increases the likelihood of a hard Brexit.

  • nr. 10 - December 2016

    At the end of 2013, the government approved a new banking law, which undoubtedly can be considered as a milestone in the history of the Belgian financial landscape. Three years after the coming into effect of this law, the time has come for a first assessment. Annemie Rombouts (Vice-President FSMA), Jo Swyngedouw (Head of Prudential Policy and Financial Stability Division NBB), Saskia Mermans (Chairwoman of the ‘Instituut voor bedrijfsjuristen’ and General Counsel KBC), Jean Cattaruzza (Chairman of the Febelfin Legal Committee and Head Legal Department ING Belgium) and Tom Boedts (General Counsel and Director Legal and Risk Related Affairs Febelfin) take part in this interesting debate on the banking law, the purpose of regulation and the Brussels Financial Centre.  

  • nr. 10 - December 2016

    The European cause has been going through rough times all through 2016, due among other things to the weak economic growth, the migration crisis and the political crisis which culminated in the Brexit. However, that does not mean that regulation has come to a standstill.

  • nr. 10 - December 2016

    At the end of October 2016, Febelfin Academy celebrated its 10th anniversary. Also this year, the financial sector training institute has been doing its best to live up to its motto “Learning: key for evolution”!

  • nr. 09 - October 2016

    Cybercrime is a priority issue for almost any institution these days and this also goes for the financial sector. 360° wanted to know all about it and so it asked a whole range of questions to three experts in this field: Miguel de Bruycker (Centre for Cybersecurity Belgium), Walter Coenraets (Federal Computer Crime Unit) and Jan De Blauwe (Febelfin Secursys Committee). Can we say that cybersecurity is efficiently dealt with in Belgium? Is there room for improvement? How to deal with new technology such as ‘blockchain’ in an adequate way? 

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