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Due to the decision of the European Payment Council (EPC) to use new ISO 20022 standards for as well SEPA Credit Transfer (Pain.001) as for SEPA Direct Debit (Pain.008), Febelfin published a new version of the implementation guidelines.

These guidelines can be used as of 19 November 2023. 

The most important impact of the new standards is the usage of structured address.  The usage of the structured address will become mandatory as of November 2025. 

Please find the new standards on the following link: 

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